SSI Update: If you’re asking, “Can I get that $967 SSI check in May?” — you’re not alone. Millions of Americans are trying to understand what this payment means, whether they qualify, and how to get it. We’re here to break it down in plain English — no jargon, no confusion. This guide will help you understand everything you need to know about Supplemental Security Income (SSI) in May 2025. Whether you’re 10 years old or a seasoned professional in the field, we’ve got you covered with expert insight, real-life examples, and step-by-step instructions.
SSI Update
The SSI update for May 2025 brings significant changes — including the chance to receive up to $967 per month and two payments in May due to the calendar. If you’re elderly, blind, or disabled with limited resources, now is the time to check your eligibility and apply. Understanding SSI isn’t just about the money — it’s about financial freedom, dignity, and stability for the people who need it most. Whether for yourself, a family member, or a client, this guide equips you with the knowledge to take action confidently.
| Detail | Info |
|---|---|
| Maximum SSI Payment (2025) | $967/month for individuals |
| Eligibility | Age 65+, blind, or disabled with limited income/resources |
| Payment Dates in May | May 1 and May 30 (early June payment) |
| Resource Limit | $2,000 for individuals, $3,000 for couples |
| Application Method | Online at SSA.gov or by phone |
| COLA Adjustment | 2.5% in 2025 |
| State Supplements | Varies by state (some offer additional payments) |
What Is Supplemental Security Income (SSI)?
SSI is a federal program, run by the Social Security Administration (SSA), that provides monthly payments to people who are elderly, blind, or disabled and have very limited income and resources. The goal? To help cover basic needs like food, shelter, and clothing.
It’s different from Social Security retirement or disability benefits, which are based on your work history. With SSI, even if you’ve never worked a day in your life, you might still qualify.
A Quick History of SSI
The SSI program was created in 1972 under President Nixon and went into effect in 1974. Its purpose was to provide a uniform nationwide support system for aged, blind, and disabled individuals who were in financial need. Before that, state-level programs were inconsistent and often unreliable.
Who Qualifies for SSI in May 2025?
To be eligible for SSI, you need to meet four main criteria:
1. Age or Disability Status
- You must be 65 or older, OR
- Be blind, OR
- Have a qualifying disability that prevents you from working and is expected to last at least 12 months or result in death.
2. Limited Income
Your total monthly income must be below a certain amount. For 2025, this threshold is $987 per month for individuals. This includes wages, Social Security benefits, pensions, and other income.
3. Limited Resources
Your total assets must be:
- $2,000 or less for individuals
- $3,000 or less for couples
This includes bank accounts, cash, stocks, and bonds — but not your home or one vehicle.
4. U.S. Residency and Citizenship
- You must live in the U.S., the District of Columbia, or Northern Mariana Islands.
- You must be a U.S. citizen or qualified non-citizen.
Understanding the May 2025 Payment Schedule
Due to a quirk in the calendar, June 1, 2025 falls on a Sunday. That means the June payment will be sent early — on Friday, May 30.
As a result, recipients will receive two SSI payments in May:
- May 1 – Regular payment
- May 30 – Early June payment
This doesn’t mean you’re getting extra money. It’s just an early payment. You won’t get a deposit in June.
Cost-of-Living Adjustment (COLA) Explained
The 2.5% COLA increase in 2025 is based on inflation and aims to help benefits keep up with rising prices. It’s applied to many federal programs, including SSI, Social Security retirement, and SSDI.
State Supplemental Payments (SSP)
Some states offer extra SSI benefits on top of the federal amount. These are called State Supplemental Payments. The amount varies based on your state and personal situation.
Examples:
- California offers an extra $238/month for individuals.
- New York adds around $87/month.
Step-by-Step Guide to Applying for SSI Update
Step 1: Gather Required Documents
Have the following on hand:
- Social Security Number
- Medical records (if disabled)
- Proof of income (pay stubs, benefits, etc.)
- Proof of U.S. citizenship or lawful presence
- Bank account details
Step 2: Apply
- Online: Visit SSA.gov
- By Phone: Call 1-800-772-1213
- In Person: Make an appointment at your local SSA office
Step 3: Attend the Interview
The SSA may schedule an interview to go over your application. Be honest and bring all necessary documents.
Step 4: Wait for a Decision
Decisions usually arrive within 2 to 4 months. You’ll be notified by mail.
Common Mistakes That Can Delay or Deny Your SSI
- Not reporting all income — even gifts can count.
- Missing appointments or phone interviews
- Failing to submit updated medical records
- Ignoring letters from the SSA
Pro tip: Set calendar reminders and keep a folder of all your SSI paperwork.
How SSI Is Different from SSDI?
| Feature | SSI | SSDI |
|---|---|---|
| Based on Work History | No | Yes |
| Income/Resource Limits | Yes | No (but earnings may affect) |
| Health Insurance | Medicaid | Medicare |
| Payment Source | General federal funds | Social Security trust fund |
You can receive both SSI and SSDI if you meet the requirements for each. This is called concurrent benefits.
Real-Life Story: How SSI Changed Linda’s Life
Linda, 68, retired early and receives $850/month in Social Security. Her rent alone is $700, leaving little for food or meds. She applied for SSI, qualified, and now receives an additional $117/month — the maximum allowed in 2025. This brought her total monthly income to $967, giving her the stability to manage her budget and health.
Pro Tips from the Pros
- Start the process early — it can take months to get approved.
- Get help from a social worker, disability attorney, or local nonprofit.
- Appeal if denied — Many first-time applications are rejected but approved on appeal.
Social Security May 2025 Payment Schedule Is Out; Here’s Exactly When Your Check Arrives
$967 Social Security Payment Hits in 17 Days; Are You on the List to Receive It?
Where’s Your Social Security Check? First 2025 Payment Drops This Week; See the Full Schedule
Frequently Asked Questions (FAQs)
Can I work and still get SSI?
Yes, but your payment may be reduced. SSA has work incentives that allow you to keep part of your income.
Can kids get SSI?
Yes, if they have a disability and their parents meet the income/resource limits.
Is SSI taxable?
No, SSI payments are not taxed.
What happens if I move states?
You’ll still get your federal SSI, but your state supplement may change.
Can I own a house and still get SSI?
Yes, your primary residence does not count against the resource limit.
