Don’t Forget This One USPS Step That Could Cost You Big: Moving can be a whirlwind of boxes, bubble wrap, and to-do lists. Amidst the chaos, it’s easy to overlook a crucial step: submitting a Change of Address (COA) with the United States Postal Service (USPS). Neglecting this simple task can lead to missed bills, lost packages, and even identity theft. In 2023 alone, USPS processed 28.3 million address changes. Yet, many Americans still fall victim to scams or face mail delivery issues due to improper COA submissions. This guide breaks down everything you need to know about USPS address changes in 2025.
Don’t Forget This One USPS Step That Could Cost You Big
Submitting a Change of Address with USPS is a simple yet vital step in the moving process. It ensures continuity in receiving important mail and protects against potential identity theft. Always be wary of scams, and notify other essential services of your new address.
| Topic | Details |
|---|---|
| Importance of COA | Ensures mail is forwarded to your new address, preventing missed bills and sensitive documents. |
| Methods to Submit COA | Online via USPS Official Site, in-person at a local post office, or by mail using PS Form 3575. |
| Processing Time | Typically takes 7–10 business days. |
| Mail Forwarding Duration | First-Class Mail: 12 months; Periodicals: 60 days. |
| Common Scams | Fake websites charging exorbitant fees; phishing emails/texts posing as USPS. |
| Official USPS COA Fee | $1.10 for online identity verification. |
| Scam Prevention Tips | Only use USPS Official Site; be wary of unsolicited emails or texts requesting personal information. |
| Additional Notifications | Update address with banks, insurance companies, and other essential services. |
| USPS Contact for COA Issues | Call 1-800-ASK-USPS (1-800-275-8777) or visit your local post office. |
| Official USPS COA Resource | USPS Change of Address |
Why Submitting a COA is Crucial?
Imagine expecting a tax refund check or a critical medical bill, only for it to arrive at your old address. Without a COA, your mail continues to go to your previous residence, potentially exposing sensitive information to strangers. This oversight can lead to:
- Identity Theft: Personal information can be misused if it falls into the wrong hands.
- Missed Payments: Late fees or service interruptions due to unpaid bills.
- Lost Opportunities: Missing out on job offers, school admissions, or other time-sensitive correspondence.
Don’t Forget This One USPS Step That Could Cost You Big: Step-By-Step Process
1. Online
- Visit: USPS Official COA Page
- Fee: $1.10 for identity verification using a credit or debit card.
- Processing Time: Immediate confirmation; mail forwarding begins within 7–10 business days.
2. In-Person
- Visit: Your local post office.
- Form: Request and fill out PS Form 3575.
- Fee: Free.
- Processing Time: Mail forwarding begins within 7–10 business days.
3. By Mail
- Obtain: PS Form 3575 from a local post office or download it.
- Mail To: The address specified on the form.
- Fee: Free.
- Processing Time: May take longer due to mailing time.
4. By Phone
- Call: 1-800-ASK-USPS (1-800-275-8777).
- Fee: $1.10 identity verification fee.
What Mail Gets Forwarded?
- First-Class Mail and Priority Mail: Forwarded for up to 12 months.
- Periodicals (Magazines/Newspapers): Forwarded for 60 days.
- Marketing Mail: Not forwarded.
- Packages: Some USPS packages may be forwarded depending on class and origin.
Additional USPS Services
Premium Forwarding Service
If you need more flexible mail forwarding, USPS offers a Premium Forwarding Service, which allows your mail to be packaged and sent to your new address weekly. This is ideal for frequent travelers or temporary relocations.
Informed Delivery
USPS also offers Informed Delivery, a free service that lets you digitally preview your mail before it arrives. Sign up at Informed Delivery to track mail forwarding in real time.
Common Change of Address Mistakes
- Wrong Dates: Setting the wrong start date for mail forwarding.
- Using Third-Party Sites: Paying unnecessary fees to unofficial sites.
- Not Updating Others: Forgetting to notify banks, insurers, and subscriptions.
- Assuming It Covers Everything: COA only applies to USPS. Private couriers (UPS, FedEx) need separate updates.
Beware of Scams
Scammers often create fake websites resembling the USPS site, charging excessive fees for COA services. Some even send phishing emails or texts claiming to be from USPS, asking for personal information. To protect yourself:
- Only use: USPS Official Site for online COA submissions.
- Be cautious: USPS will never ask for personal information via unsolicited emails or texts.
- Report scams: Forward suspicious emails to [email protected].
Additional Steps After Changing Your Address
Changing your address with USPS doesn’t update it with other entities. Ensure you notify:
- Financial Institutions: Banks, credit card companies, loan providers.
- Government Agencies: IRS, DMV, Social Security Administration.
- Utilities and Service Providers: Electricity, gas, water, internet, phone companies.
- Healthcare Providers: Doctors, dentists, insurance companies.
- Employers and Educational Institutions: To receive important documents and communications.
- Online Retailers & Subscriptions: Amazon, Netflix, magazines.
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Frequently Asked Questions (FAQs)
Q1: How far in advance should I submit my COA?
A: At least two weeks before your move to ensure timely mail forwarding.
Q2: How long will USPS forward my mail?
A: First-Class Mail is forwarded for 12 months; Periodicals for 60 days.
Q3: Can I cancel or modify my COA?
A: Yes, you can modify or cancel your COA online using the confirmation code provided during submission.
Q4: What if I suspect someone submitted a COA on my behalf fraudulently?
A: Contact USPS immediately at 1-800-ASK-USPS (1-800-275-8777) or visit your local post office.
Q5: Does a COA update my voter registration?
A: No. You must update your address with your state election office separately.
